Car insurance quotes
Save on car insurance, receive several car insurance quotes and compare insurance rates in South Africa.
Insurance Coverage
Cheap car insurance policies can cover the following:
- The insured driver (liability)
- The insured motor car or motorcycle
- Third parties
Insurance policies differ in respect to what is covered by the policy. Theft, fire, or accident damage. Policies also differ in respect to the extent of the amount that is paid out in case of either thest, fire or an accident.
South African government policy
Car insurance is not compulsary in South Africa. Money used to compensate third parties in accidents are taken from taxes on petrol and from the Road Accidents Fund.
Insurance premium charges
- Insurance companies do follow government regulations to determine premiums, but all premiums are calculated differently by each insurance company.
- Factors that influence premiums and to receive the best insurance quote, these factors are taken into consideration:
- The value of the vehicle
- The risk of the vehicle
- The security that a vehicle has, such as alarms, immobilisers
- A tracking system such as Tracker, Netstar.
- The age and gender of the driver
- Wherether the vehile is used for business or personal travel
- The excess amount
What is insurance excess?
Insurance excess is the amount the insured has to pay in the event of fire, theft or accident. The higher the value, the lower the insurance premiums.
I need car insurance quotes
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Hollard pay as you drive - Pay As You Drive is the first personalized motor insurance in South Africa.
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